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Climate risks require steering – not just disclosure

<h2>Banks that fail to operationalize climate risks face growing threats to credit quality, profitability, and compliance</h2><p>Disclosure is not enough. Climate-related scenarios are rarely embedded in credit models, balance sheet steering, or stress testing. Legacy models fail to capture future risks, and missing data undermines effective decision-making.</p><p><br>H&amp;Z offers a <strong>structured framework</strong> to embed physical and transition risks into credit decisions, collateral valuation, ICAAP, and governance structures.</p>

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Klimarisiken steuern statt nur berichten – Von der Offenlegung zur Integration 

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<h2>Our expertise - we shape progress in the financial sector</h2>

<h2>Management Consulting for Financial Services</h2><p>We provide top-tier consulting services for executives seeking to drive transformation:</p><p>&nbsp;</p><ul><li>Strategic COO &amp; CIO advisory</li><li>Target setting &amp; transformation planning</li><li>IT &amp; digital transformation strategy</li><li>Digital Banking Operations &amp; End-to-End-Excellence</li><li>Regulatory Transformation</li></ul>

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<h2>Why H&amp;Z? Our Unique Value Proposition&nbsp;</h2><ol><li><p><strong>The Perfect Blend of Strategy and Execution&nbsp;</strong></p><p>We combine top-tier strategic consulting with hands-on implementation, ensuring measurable value for financial institutions.&nbsp;</p><p>&nbsp;</p></li><li><p><strong>Trusted Partner for COOs &amp; CIOs&nbsp;</strong></p><p>We are an established partner in executing the strategic agenda of banks, insurers, and financial service providers, focusing on core challenges with small, highly senior teams. This enables us to work efficiently, address issues precisely, and develop tailored solutions that create lasting impact.&nbsp;</p><p>&nbsp;</p></li><li><p><strong>Expert-Led Consulting with Sustainable Impact&nbsp;</strong></p><p>We act as sparring partners, addressing critical issues transparently while delivering real, lasting change.&nbsp;</p></li></ol>

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<h2>Contact Our Experts</h2><p>Are you ready to take your financial institution to the next level? Let’s discuss how we can help you optimize processes, cut costs, and drive digital transformation.</p>

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Managing climate risks instead of just reporting them - from disclosure to integration

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Climate risks require steering – not just disclosure

Banks that fail to operationalize climate risks face growing threats to credit quality, profitability, and compliance

Secure exclusive insights

Get in Contact with our experts:

Sven Steinert

Oliver Wehrkamp

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