Industrial power plant with cooling towers and smokestacks emitting steam by a river, symbolizing the environmental challenges of decarbonization and the need for sustainable consulting in energy-intensive industries.
Financial Services
20.11.2025 | Deep-Dive

Managing Climate Risks

From Disclosure to Integration

H&Z advises financial institutions on embedding climate risks into credit, valuation, and governance decisions to ensure lasting resilience.

BANKS THAT FAIL TO OPERATIONALIZE CLIMATE RISKS FACE GROWING THREATS TO CREDIT QUALITY, PROFITABILITY, AND COMPLIANCE

Disclosure is not enough. Climate-related scenarios are rarely embedded in credit models, balance sheet steering, or stress testing. Legacy models fail to capture future risks, and missing data undermines effective decision-making.

H&Z offers a structured framework to embed physical and transition risks into credit decisions, collateral valuation, ICAAP, and governance structures.

SECURE EXCLUSIVE INSIGHTS

Get direct access to strategically prepared information and practical recommendations.

CONTACT OUR EXPERTS

Sönke Mehrtens

Senior Manager
Sönke Mehrtens

Sven Steinert

Head of H&Z Management Consulting
Sven Steinert

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